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Under a disability policy, benefits are commonly designed to extend until the policyholder reaches a specific age, often aligning with retirement age. In many cases, the standard age for the maximum duration of benefit payments is 65 years, coinciding with the social security retirement age. This age is significant because it represents a typical transition into retirement and a significant change in one’s financial obligations and income sources.

Policies may vary, but 65 is a common benchmark, making it a logical answer. Benefits might terminate sooner under certain conditions, such as the specific terms of the policy itself or if the insured person returns to work. Other ages mentioned, such as 60, 70, or 75, tend to deviate from the widely accepted threshold set by many insurance frameworks and regulations concerning disability insurance. Consequently, the choice of 65 aligns with the general practices of benefit termination in these policies, providing a reasonable expectation for policyholders regarding when benefits would cease.