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The Actuarial Department is responsible for analyzing morbidity and mortality tables because this department specializes in evaluating risks, life expectancy, and the statistical data associated with life and health insurance. Actuaries use these tables to help insurers estimate the likelihood of events such as death or illness, allowing them to set appropriate premiums and design insurance products effectively.

Morbidity and mortality tables provide essential data about the incidence and prevalence of health issues and the probability of death within specific age groups. This analysis is crucial for developing sound financial strategies for insurance policies, ensuring that the company can meet its obligations to policyholders.

Other departments, such as the Claims Department, primarily handle the processing of claims and do not engage with statistical evaluations directly. The Marketing Department focuses on promoting and selling insurance products rather than analyzing statistical data. The Underwriting Department assesses individual risks to determine eligibility and pricing but does not typically engage in the extensive statistical analysis that actuaries perform.